Aayushman Card
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The Aayushman Card is a critical component of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), a flagship health insurance scheme launched by the Government of India. This scheme aims to provide comprehensive healthcare coverage to economically vulnerable families, ensuring that quality medical services are accessible without financial hardship. The Aayushman Card serves as proof of eligibility for beneficiaries to avail of the scheme's benefits.
Before applying, ensure that you are eligible for the PMJAY scheme. Eligibility is determined based on the Socio-Economic Caste Census (SECC) data.
General Eligibility Criteria:Socio-Economic Caste Census (SECC) 2011 Database: The primary basis for eligibility is the SECC 2011 data, which identifies deprived families based on various socio-economic parameters.
Family Income: Families with an annual income below the specified threshold as per state-specific guidelines.
Rural Area Criteria:In rural areas, the following categories are considered eligible:
Households with No Adult Members (16-59 years): Families with no member aged between 16 and 59 years.
Female-headed Households: Households with no male adult member aged 16-59 years.
Households with Disabled Members: Households where no able-bodied adult is present.
Scheduled Caste/Scheduled Tribe Households: Households belonging to Scheduled Castes (SC) and Scheduled Tribes (ST).
Landless Households: Households deriving a major part of their income from manual casual labor.
Deprivation Criteria:
Urban Area Criteria: In urban areas, eligibility is based on the occupation of the family, with 11 predefined occupational categories considered eligible:
Specific Exclusions: Certain households are specifically excluded from the PMJAY scheme:
Online Portal: Visit the official PMJAY website and use the “Am I Eligible” feature.
Call Helpline: Call the PMJAY helpline number 14555 or 1800-111-565 for assistance.
Visit CSC Centers: You can also visit Common Service Centers (CSCs) for assistance in checking eligibility.
Ensure you have the following documents ready:
To apply for the Aayushman Card, visit the nearest Common Service Centre (CSC). You can find the nearest CSC by visiting the CSC Locator.
Inform the CSC operator about your intention to apply for the Aayushman Card.
Provide the necessary documents for verification.
The CSC operator will fill out the application form on your behalf and submit it through the PMJAY online portal.
After successful submission, you will receive an acknowledgment receipt with your application ID.
Your application will undergo a verification process by the authorities. This might include checking your eligibility status and validating the documents provided.
Once your application is verified and approved, you will be issued an Aayushman Card. You can collect it from the CSC where you applied or download it from the official PMJAY website.
Health Insurance Coverage: Up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
Cashless Treatment: Beneficiaries can avail of cashless treatment at empaneled hospitals.
Wide Network: Access to a large network of public and private hospitals across India.
Applying for the Aayushman Card can provide significant healthcare benefits for you and your family, ensuring access to quality medical services without financial strain. Make sure to check your eligibility and apply today to avail yourself of these benefits.